Debt and affordability
Compare EMI burden, prepayment impact, and safer parking alternatives for near-term goals.
EMI · FD · Prepayment guide
Free calculators for gratuity, PPF, EPF, EMI, SIP, FD, NPS and income tax. Enter your numbers and get instant results.
Guides: SIP vs FD (India) · ₹5,000 monthly SIP · Old vs new tax regime examples · EPF vs PPF vs NPS · EMI prepayment guide · Tool use-case guides. For numbers first, jump to the SIP calculator or FD calculator.
Calculate gratuity amount based on last drawn salary and years of service.
Use calculator →Public Provident Fund maturity and returns (current rate 7.1%).
Use calculator →Employee Provident Fund with employer contribution and maturity.
Use calculator →Home, car or personal loan EMI: principal, rate, tenure.
Use calculator →Monthly SIP investment and expected returns.
Use calculator →Fixed deposit maturity and interest.
Use calculator →National Pension Scheme retirement corpus.
Use calculator →Old vs new regime tax comparison (FY).
Use calculator →House Rent Allowance exemption under Section 10(13A).
Use calculator →Exact age in years, months and days from date of birth.
Use calculator →GST amount with CGST/SGST/IGST breakup.
Use calculator →Find percentage of a number, what percent X is of Y, increase/decrease.
Use calculator →Body Mass Index with India-specific Asian BMI cutoffs.
Use calculator →Most users start with one number need: monthly cash flow, tax outgo, or retirement corpus. Use these goal clusters to pick the next action quickly.
Compare EMI burden, prepayment impact, and safer parking alternatives for near-term goals.
EMI · FD · Prepayment guide
Estimate old vs new regime, validate HRA exemption, and map NPS impact before payroll declarations.
Build corpus scenarios across EPF, PPF, NPS, and SIP instead of depending on a single product.
Go deeper with step-by-step workflow guides for specific scenarios, then return to the calculator when you are ready.
SIP planning workflows · GST invoice workflows · Rent and salary documentation workflows